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About DHCU

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As Low As 1.90% APR Fixed Rate Auto Loans

No Gimmicks. Just a fixed, low rate.
Frustrated with the never-ending gimmicks and fine print to get a fixed, low rate auto loan? End your frustration. reLAX with a fixed, low rate auto loan at DHCU Community Credit Union.

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*APR = Annual Percentage Rate. Interest rate determined by individual credit history. As low as rate of 1.90% APR based on A credit, up to 100% financing for 60 months on vehicle model years 2010 or newer.

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Call Us
Quad Cities: 309-796-7500
Clinton: 563-244-6506
Toll-free: 800-323-5109

E-mail us at info@dhcu.org

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DHCU Community Credit Union Board

2012 Board of Directors: Bob Gomez, Brent Peterson, Julie Germeraad-James, Steve Kratzberg, Nathan Sondgeroth, Bob Jecks, Steve Ducey, Teri VanDyke, Terry Brahm

Hard to believe, but it has been over 75 years since eight employees of the John Deere Harvester Works joined together for the common cause of helping one another. From the beginning, DHCU Community Credit Union has been supported by a group of people who believed financial services could be provided for members, by members.

With only $40 in assets 7 decades ago, we were originally chartered to serve the employees of the John Deere Harvester Works Plant and their families.

Today, anyone living or working within a 50 mile radius of any DHCU branch is eligible to join. It just takes an initial share deposit of $5 to open a savings account and become a member. In addition, more than 130 SEGs (Select Employee Groups) provide DHCU Community Credit Union membership as part of their employee benefits package.

While it is true we offer many of the same services available from other financial institutions, unlike them, a credit union is a not-for-profit financial cooperative. Today we offer everything you would expect from a financial institution, from savings and checking accounts to mortgage loans to online banking.

As a member, each time you look to DHCU for financial services, you're helping yourself by making an investment to the institution you own.

Print this Page 2013 Quarter 4 Statement of Financial Condition

2013 Quarter 3 Statement of Financial Condition

Assets
2013
2012
Loans to Members, net of reserves
387,513,000
345,809,000
Cash
6,371,000
10,520,000
Investments
31,057,000
61,084,000
Buildings, Furniture, & Equipment
18,631,000
18,481,000
Other Assets
21,774,000
21,773,000
Total Assets
$465,346,000
$457,667,000
Liabilities and Members' Equity
Members' Shares
410,941,000
406,351,000
Dividends Payable & Other Liabilities
6,430,000
6,301,000
Regular Reserve
7,015,000
7,015,000
Undivided Earnings & Other Reserves
40,960,000
38,000,000
Total Liabilities and Members' Equity
$465,346,000
$457,667,000
Statement of Income and Expense
Interest on Members' Loans
15,398,000
14,835,000
Interest on Investments
146,000
342,000
Other Income
9,761,000
10,407,000
Non-Operating Income
0
0
Total Income
$25,305,000
$25,584,000
Expense
Compensation and Benefits
8,333,000
8,189,000
General and Administrative
10,270,000
9,124,000
Provision for Loan Losses
1,220,000
1,237,000
Non-Operating Expense
612,000
843,000
Total Expense
$20,435,000
$19,393,000
Net Income allocated as follows:
Dividend Expense
1,865,000
2,367,000
Undivided Earnings
3,005,000
3,824,000
Total Net Income Allocated
$4,870,000
$6,191,000
 
Members
40,984
40,325
Borrowers
17,605
16,582


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