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Basic Checking
Checking Table
Overdraft Protection

CheckingRewards

  • Earn competitive dividends on your average daily balance of $5000+
  • Low opening deposit of $2,500
  • Unlimited teller, check writing, and electronic transactions

DHCU gives you choices .Choose the checking account that fits you best. Whether you want to keep things simple and Basic or you want a few Rewards you can find it at DHCU.

Choose your checking account and get:

  • Free Visa CheckCard, providing point-of-sale and ATM access worldwide
  • Free unlimited use of DHCU owned ATMs
  • Free Automatic Payroll Deposit
  • No teller or transaction fees
  • No per check fees
  • Unlimited access at over 100,000 ATMs across the country
  • Free DHCU HomeBranch online account access
  • Online check ordering
  • E-Statements delivered safely to you email address
  • Our safety guarantee
  • Free HomeBranch and BillPay
  • Free TellerFact telephone account access
  • Membership Savings
  • Automatic Overdraft protection with DHCU Savings account or Courtesy Pay and the option to apply for overdraft protection using your DHCU Visa Credit Card
 

CheckingRewards

Basic Checking

All Access
Student Checking

With this account:

Dividends on Balances of $2,500 or more.

Simple. Easy.
Nothing to
track but your spending.

5 free ATM transactions
each month.

Pick this account if you:

Maintain a higher account balance and enjoy earning dividends on your money.

Prefer convenience without minimum balance requirements.

Are age 16 to 24 and just getting started. Perfect combination of paper & plastic access.

Free ATM Withdrawals at non-DHCU owned machines

5 Free*

 

5 Free *

DHCU ATMs

Unlimited Free

Unlimited Free

Unlimited Free

DHCU CheckCard
CashBack Rewards

 

 

 

Earn Dividends

$5,000+, 1.26%
$1,000 to $4,999, .75%

 

 

Free Money Orders & Corporate Checks


Yes

 

 

Required Direct Deposit

 

 

 

Monthly Fee

$10 if average daily balance
falls below $2,500

 

 

Minimum Balance

$1,000 average daily balance
to earn dividend

 

 

EStatements

Optional

Optional

Optional

Online Check Images

Free

Free

Free

Point of Sale
transactions & withdrawals

Free

Free

Free

Member GiveBack Bonus Certificate Rates

Yes

Yes

Yes

Overdraft Protection

Yes

Yes

Yes

HomeBranch Online Access

Free

Free

Free

Online BillPay

Free

Free

Free

Free DHCU Custom Checks

with direct deposit**

with direct deposit**

 

*Withdrawals, balance inquiries, and transfers are 50 cents each. The DHCU Checkcard is a debit card and will be issued subject to approval. For complete details on these checking accounts, refer to the DHCU Account Disclosure.
** New accounts recieve first 50 checks free. Members with recurring direct deposit receive DHCU Custom Checks Free. Other styles available at full price-prices vary. DHCU Custom Checks provided at no cost when Direct Deposit is used. Other styles available at full price-prices vary.

 
Nondeposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union.
 
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