CheckingAdvantage
Effective August 19, 2009: CheckingAdvantage is no longer offered to new accounts. For those members currently enrolled in CheckingAdvantage, the features and benefits of CheckingAdvantage will continue.
DHCU gives you choices. Choose the checking account that fits you best. Whether you
want to keep things simple and Basic or you want a few Rewards or maybe you're looking for a few extra Advantages with your checking account - you can find either at DHCU.
With CheckingAdvantage get:
- Unlimited check writing
- No minimum balance
- Earn competitive dividends on your average daily balance of $100 or more
- Unlimited teller, check writing, and electronic transactions
With any DHCU checking account get:
- Free Visa CheckCard, providing point-of-sale and ATM access worldwide.
- Free unlimited use of DHCU owned ATMs
- Free Automatic Payroll Deposit
- No teller or transaction fees
- No per check fees
- Unlimited access at over 100,000 ATMs across the country
- Free DHCU HomeBranch online account access
- Online check ordering
- E-Statements delivered safely to your email address
- Our safety guarantee
- Free HomeBranch and BillPay
- Free TellerFact telephone account access
- Membership Savings
- Automatic Overdraft protection with DHCU Savings account or Courtesy Pay and the option to apply for overdraft protection using your DHCU Visa Credit Card
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CheckingRewards
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CheckingAdvantage |
Basic Checking
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All Access
Student Checking
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With this account: |
Dividends on Balances of $2,500 or more. |
Dividend on average daily balance of $100 or more. |
Simple. Easy.
Nothing to
track but your spending. |
5 free ATM transactions
each month. |
Pick this account if you: |
Maintain a higher account balance and enjoy earning dividends on your money. |
Maintain a higher balance account to earn dividend. |
Prefer convenience without minimum balance requirements. |
Are age 16 to 24 and just getting started. Perfect combination of paper & plastic access. |
Free ATM Withdrawals at non-DHCU owned machines |
5 Free* |
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5 Free * |
DHCU ATMs |
Unlimited Free |
Unlimited Free |
Unlimited Free |
Unlimited Free |
DHCU CheckCard
CashBack Rewards |
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Earn Dividends |
$5,000+, 1.26%
$1,000 to $4,999, .75% |
.75%APY |
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Free Money Orders & Corporate Checks |
Yes
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Yes
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Required Direct Deposit |
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Monthly Fee |
$10 if average daily balance
falls below $2,500 |
$5 per month |
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Minimum Balance |
$1,000 average daily balance
to earn dividend |
$100 average daily balance to earn dividend |
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EStatements |
Optional |
Optional |
Optional |
Optional |
Online Check Images |
Free |
Free |
Free |
Free |
Point of Sale
transactions & withdrawals |
Free |
Free |
Free |
Free |
Member GiveBack Bonus Certificate Rates |
Yes |
Yes |
Yes |
Yes |
Overdraft Protection |
Yes |
Yes |
Yes |
Yes |
HomeBranch Online Access |
Free |
Free |
Free |
Free |
Online BillPay |
Free |
Free |
Free |
Free |
Free DHCU Custom Checks |
with direct deposit** |
with direct deposit** |
with direct deposit** |
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*Withdrawals balance inquiries and transfers are 50 cents each. The DHCU Checkcard is a debit card and will be issued subject to approval. For complete details on these checking accounts, refer to the DHCU Account Disclosure.
** New accounts recieve first 50 checks free. Members with recurring direct deposit receive DHCU Custom Checks Free. Other styles available at full price-prices vary. DHCU Custom Checks provided at no cost when Direct Deposit is used. Other styles available at full price-prices vary.
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