Pick Your Perk Checking

Now you can decide which checking account perk fits your financial needs with our Pick Your Perk Checking Account.

Choose between these Perks:

• Free ATM Transactions-Anytime, Anywhere: ATM fees are added each month and posted as a refund to the checking account up to $6 per account/per month on the last day of each month.

OR

• Cash Back Rewards: Point of Sale transactions are added each month from your checking account. We refund up to 1% of the total amount charged each month up to a maximum of $72 per calendar year.

All you need to have for this account is:

• Direct Deposit-Deposit must be $100 or more per month (excluding All Access Accounts)
• E-Statements
• Check Card (used during that month)
• HomeBranch (used during that month)

Benefits of Pick Your Perk:

• Free ATM Perk will save you money by refunding the fees you incur at foreign ATMs.
• Cash Back Perk for your Point of Sale Transactions will earn you money on your purchases.
• Pick Your Perk is convenient because the tracking is done for you and your account is automatically refunded at the end of the month.
• Pick Your Perk is easy to enroll; just update your checking account with your perk. No new checks or account information is needed.

Plus our regular DHCU Checking Account Perks:

• No minimum balance is required
• Free TellerFact account access
• Free Online BillPay
• No charge per check for processing
• Carbonless Copies with each check written
• Free Online Check Images
• 1 Box of DHCU Custom Designed Checks FREE per order.
• Earn higher interest rate on CDs
• Overdraft Protection

1 Free ATM transactions available if Perk is selected by account owner, only one perk per account. Account owner cannot receive FREE ATM transactions and CashBack Rebate. ATM fees are added each month and posted as a refund to the checking account up to $6 per account/per month on the last day of each month when member uses ATM within continental United States.

2 When using a non-DHCU owned ATM, DHCU assesses a 50 cent fee for each withdrawal, balance inquiry and transfer and the machine owner may assess an additional surcharge fee. The DHCU CheckCard is a debit card and is issued subject to approval. For complete details, refer to the DHCU Account Disclosure.

3 CashBack Rewards are earned by totaling your PIN or signature based transactions at POS terminals within the continental United States from your checking account each month. DHCU refunds up to 1% of the total amount charged each month up to a maximum of $72 per calendar year. The refund is posted to the owners checking account on the last day of each month.

4 New accounts receive first 50 checks free. Members with recurring direct deposit of $100/month or more receive DHCU custom checks free/one box per order. Other styles available at full price, prices vary.

5 A $25 fee may be imposed for covering overdrafts "created by check, in-person withdrawals, ATM withdrawals, or other electronic means," as applicable. More than one overdraft fee may be charged against the account per day, depending on the number of checks presented and other withdrawals made from, the members account.  You have 30 days to repay the the overdraft.  DHCU is not obligated to pay any item presented for payment if your account does not contain sufficient funds.